Senior Analyst, Financial Crimes & Identity Quality

span helvetica, arial, sans-serif; About the role

span helvetica, arial, sans-serif; The Senior Analyst, Financial Crimes and Identity Quality is responsible for performing and helping lead quality reviews across Financial Crimes and Identity workflows, including the quality of unusual banking transaction investigations by reviewing customer account activity in order to identify and evaluate atypical activity. This role evaluates completed investigations, supporting documentation, and case decisions across AML, fraud, KYC/CDD, watchlist, negative news, and EDD to validate accuracy, completeness, consistency, and adherence to applicable policies, procedures, regulatory requirements, and bank partner expectations.

span helvetica, arial, sans-serif; The base salary offered for this role and level of experience will begin at $112,000.00, and up to $155,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

span helvetica, arial, sans-serif; In this role, you can expect to

helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Lead complex quality assurance sampling and reviews across Financial Crimes and Identity workflows, including Transaction Monitoring no-file and UAR alerts, bank referrals, fraud referrals, KYC/CDD, watchlist, negative news, and EDD reviews.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Review customer account activity, investigative narratives, supporting documentation, case decisions, and supporting evidence to validate the accuracy, completeness, and sufficiency of completed investigations.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Leverage data and quality findings to identify anomalies, quality trends, root causes, and emerging risks across internal and BPO/vendor investigative work.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Identify, document, and communicate quality findings in a clear and actionable way, including defects, policy interpretation gaps, coaching themes, and opportunities to strengthen consistency across Financial Crimes and Identity.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Deliver QA feedback and coaching to investigators, QA peers, BPO/vendor teams, and BPO/vendor leadership; help facilitate calibration sessions and champion a quality-first mindset by translating quality trends into clear expectations, coaching strategies, and practical accountability routines.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Partner with Financial Crimes, Identity, Risk, Bank Partner, and vendor operations teams to support procedure updates, quality expectations, and operational improvements.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Produce quality reporting and insights that help leadership understand trends, review consistency, and areas where process or control improvements may be needed.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Navigate complex policy interpretation, and edge-case decisioning, and raise concerns or proposed solutions when quality or risk gaps are identified.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Lead or support QA projects, readiness for new or changing workflows, case reviews, and other job related duties or special projects as assigned.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Approximately 10% travel may be required.

span helvetica, arial, sans-serif; To thrive in this role, you have

helvetica, arial, sans-serif; span helvetica, arial, sans-serif; 4+ years banking, risk management, or fraud detection/investigation experience.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; ACAMS certification is a plus
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Prior experience with Fraud and/or AML investigations, with a preference for both, including the ability to identify potential unusual activity, draft/review Unusual Activity Reports, review no-file decisions, and train or coach others on these processes.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Experience with KYC/Identity workflows, including CDD, watchlist screening, negative news, and EDD.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Prior quality assurance or quality control experience within Financial Crimes, AML, Fraud, Identity, or a related compliance function.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Experience working with BPO/vendor investigation teams, including reviewing quality outcomes, driving calibration, and providing feedback or coaching.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Excellent organizational and time management skills, with the ability to multi-task, maintain accuracy, and meet deadlines in a fast paced, high volume environment.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Effective analytical and problem solving skills, with abilities in analyzing data patterns, investigating customer transactions, and translating findings into quality trends and actionable insights.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Self starter possessing the ability to work independently while supporting a team environment.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Strong attention to detail and high concern for data accuracy with the ability to follow directions and apply proper policies, procedures and guidelines.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Knowledgeable of the laws applicable to money laundering, including the Bank Secrecy Act, the USA PATRIOT Act, US Treasury AML guidelines, OFAC requirements, and Unusual/Suspicious Activity Reporting requirements preferred.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Proficiency with, or ability to quickly gain proficiency with, case management systems, internal tools, Microsoft Office applications (Excel, Word), Google products, and large subsets of data.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Experience identifying and advancing AI-enabled quality use cases, including creating reusable skills or agent workflows, defining practical guardrails, validating outputs against policies and bank partner expectations, and translating quality trends into automation opportunities.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Strong written and verbal communication skills, including the ability to explain complex quality findings to operations, compliance, risk, bank partner, and vendor stakeholders.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; Ability to navigate ambiguous or complex fact patterns, apply good judgment, and constructively provide feedback to BPO agents.

span helvetica, arial, sans-serif; span # -EI1 # -Onsite

span helvetica, arial, sans-serif; A little about us

span helvetica, arial, sans-serif; At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it s starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we re proud to have helped millions unlock their financial potential.

span helvetica, arial, sans-serif; We re a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner s mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

span helvetica, arial, sans-serif; We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

span helvetica, arial, sans-serif; We know that to achieve our mission, we must earn and keep people s trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren t just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

span helvetica, arial, sans-serif; Because if we don t—who will?

span helvetica, arial, sans-serif; *Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

span helvetica, arial, sans-serif; What we offer for our full-time, regular employees

helvetica, arial, sans-serif; span helvetica, arial, sans-serif; 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; 💻 In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; 💰 Competitive salary based on experience
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; ✨ 401k match plus great medical, dental, vision, life, and disability benefits
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; 🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; 🫂 1% of your time off to support local community organizations of your choice
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; 👟 Annual wellness stipend to use towards eligible wellness related expenses
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; 👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; 👪 Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; 🎉 In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
helvetica, arial, sans-serif; span helvetica, arial, sans-serif; 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

span helvetica, arial, sans-serif; We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

span helvetica, arial, sans-serif; Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: span underline; color: rgb(35, 111, 161); a rgb(35, 111, 161); text-decoration: underline; benefits@chime.com.

span helvetica, arial, sans-serif; To learn more about how Chime collects and uses your personal information during the application process, please see the a span underline; color: rgb(35, 111, 161); Chime Applicant Privacy Notice.