High Risk AML CFT Investigations II

We are a hybrid, remote-office company dedicated to growing our talent anywhere!

We have onsite locations in: Sioux Falls, SD, Scottsdale, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA.

At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.

We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our strong *HUMBLE*HUNGRY*SMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

About the Role:

The EDD Analyst will be responsible for performing customer due diligence (CDD)/enhanced due diligence (EDD) reviews on the Bank’s higher-risk customers across all business lines spanning retail banking, commercial lending, prepaid/issuing programs, and Banking-as-a Service (BaaS) partnerships. This role supports efforts to ensure higher risk customer relationships are thoroughly and timely assessed, appropriately documented, and continuously monitored in accordance with BSA/AML regulatory requirements and the Bank’s risk appetite.

What You Will Do:

Complete EDD reviews for assigned periodic and event driven alerts within a designated timeframe in accordance with established procedures
Conduct open-source data searches using multiple resources to gather and analyze necessary information about the customer, business partners, owners, controllers, and other connected parties as appropriate
Analyze transactional data within a given timeframe and identify any potential red flags or inconsistencies
Organize and synthesize information compiled into a clear evaluation and recommended actions
Prepare detailed and succinct customer narratives that can be clearly understood by an independent tester, auditor, or regulator
Escalate identified financial crimes red flags and unusual activity using sound judgement
Provide support for ad-hoc projects as assigned

What You Will Need:

Bachelor’s degree required
Two to three years’ experience in BSA/AML compliance within the financial services industry, with direct experience conducting EDD reviews on high-risk customers
Experience compiling data, analyzing, and explaining complex ownership structures
Understanding of financial crimes risks and red flag indicators, with the ability to use knowledge to assess customer risk effectively
Organizational and time management skills to appropriately prioritize workload and meet time-sensitive deadlines
Ability and willingness to work independently and in a team environment are required
Critical thinking and problem-solving skills are a must
Excellent organizational and communications skills (verbal and written)
Ability to perform tasks under pressure and in fast-paced environment
Ability to adapt to a dynamic and continuously changing environment
Soft skills to foster and maintain effective and positive working relationships with colleagues and business partners

Preferred Qualifications

Professional certification such as CAMS, CFCS, CFE, or similar
Experience performing EDD in one or more of the following areas: BaaS/fintech partnerships, prepaid/issuing, commercial customers, MSBs, or other higher-risk products/industries
Experience supporting SAR investigations and/or providing well-developed escalation summaries for investigations teams
Experience with Actimize or comparable financial crimes case management/transaction monitoring tools
Experience participating in audit/exam readiness activities (e.g., evidence gathering, responding to requests, addressing findings) within a regulated financial

center; The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range: $50,000 – $84,000

The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.
This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

span rgb(255, 255, 255); # -Remote

strong Don’t have everything listed under qualifications? If you’re excited about this role but your strong em experiences don’t match exactly to everything in the posting, we encourage you to apply strong em anyway. You may be just the right candidate for this or other Pathward roles. Pathward is strong em an equal employment opportunity employer and considers candidates for roles without regard strong em to their race, sex, national origin, ethnicity, age, disability or any other category protected by strong em law.

Who we are:

Our commitment to inclusion is woven into our DNA. We believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws.

Please a click here to learn more about our benefits and review information about our Privacy Policy, Affirmative Action Plan and other notices. Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws. For assistance completing an application, please contact a Pathward People and Culture Representative by emailing – a careers@pathward.com

Please a click here to view Pathward s Applicant Privacy Notice.

Applications will be accepted for a minimum of 3 days after posting, and there is no predetermined date by which applications should be submitted.

Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment and forfeiture of other rights.

left; Candidate Scam Warning

We encourage you to be cautious of hiring scams that impersonate Pathward. Copy span span a c d e f g h i j k l m n o q r s t v w x y z ab ac ae af ag ah ai aj ak and paste the following URL into your browser to learn more: a ___1q1shib f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1s184ao f1mk8lai fnbmjn9 f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a f1h8hb77 f1lqvz6u f10aw75t fsle3fq f17ae5zn https://www.pathward.com/about-us/people-culture/careers/